Should You Refinance Today?

In this era of probably-soon-to-be-gone low interest rates, homeowners may be asking themselves if now is a good time to refinance their homes. To be able to answer this question, you need to first answer these three questions: Will a lower rate actually work in your favor? How much will the refinance (refi) cost? And … Continue reading Should You Refinance Today?

Ensure Your Happiness with a Locked-In Rate

Just like the stock market, mortgage rates fluctuate. They may move daily, or even hourly, and often significantly in response to global events. When you are negotiating a mortgage, you can “lock in” the mortgage interest rate through an arrangement with your lender. The arrangement will specify a time period over which you can lock … Continue reading Ensure Your Happiness with a Locked-In Rate