Mortgage Myths Debunked

Pre-qualifications and pre-approvals are the same thing. FALSE Pre-qualifications will give you an idea of what kind of loan you may qualify for and can typically be completed in minutes. This informal estimate may be just fine for those in the very early stages of the home buying process. Pre-approvals are more involved and are … Continue reading Mortgage Myths Debunked

Conventional Mortgage Loan Basics

What is a Conventional Mortgage Loan? A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. In contrast, an FHA mortgage loan is insured by the Federal Housing Authority and VA mortgage loans are backed by the Department of Veterans Affairs. Conventional loans can be either fixed or an … Continue reading Conventional Mortgage Loan Basics

Mortgage Application Process

Buying a house is one of the largest investments most of us will ever make. In my efforts to help you acheive your home financing goals, I review a number of factors during the mortgage application process. Are you ready to buy a house? Review the following information to learn what I need to successfully process your mortgage loan … Continue reading Mortgage Application Process

Mortgage Pre-Approvals Help House Hunters

Shopping for a New Home? Will you be dropping by a few open houses this weekend? Take a pre-approval letter with you! I can quickly assess your financial situation and provide a pre-approval for your home shopping needs. Mortgage pre-approvals provide house hunters with a number of benefits: Your Realtor knows you’re serious when you … Continue reading Mortgage Pre-Approvals Help House Hunters