10 Questions to Ask Your Loan Officer

It’s easy to get nervous about something as big as applying for a mortgage. What is not so easy is putting our minds at ease if you’re in the middle of the process and things aren’t going the way you thought they would. Here is a list of questions you can ask your loan officer … Continue reading 10 Questions to Ask Your Loan Officer

The Importance of Your Debt-to-Income Ratio

There are several ratios that lenders use in the mortgage qualification process; one of the most important of these is the debt-to-income ratio. This compares how much of certain types of debt you have to how much you earn. Income calculations are always done on a gross, or before-tax, basis. There are actually two debt-to-income … Continue reading The Importance of Your Debt-to-Income Ratio