The mortgage process is infinitely more complex than it was even five or ten years ago. The level of documentation that is now required, and the scrutiny that the documentation undergoes, is staggering, and rightly so, as mortgage fraud is rampant, despite industry efforts to combat it. Respond Quickly to Requests The best thing you … Continue reading Make it Easy for Your Lender: It Pays Off!
Get Pre-Approved First of all, let’s make an important clarification. Pre-qualifications are not the same as pre-approvals. Pre-qualifications will give you an idea of what kind of loan you may qualify for and can typically be completed in minutes. This informal estimate may be just fine for those in the very early stages of the … Continue reading Why It’s Important to Get Pre-Approved for a Loan