Where Do Pre-Approved Credit Card Offers Come From? Consumer credit reporting companies, like Experian, Equifax and TransUnion, allow companies to pull lists of individuals meeting specific credit criteria to send pre-approved or pre-screened offers of credit or insurance (referred to as “Firm Offers”). Benefits of Receiving Firm Offers (Pre-Approved Credit Offers) According to the official Consumer … Continue reading Should You Opt Out of Credit Offers?
Refinancing Traps
Refinancing Traps Refinancing can be tricky, but a little preparation before starting the process goes a long way in avoiding mishaps along the way. Here are some common traps that many run into while refinancing their homes and ways you can avoid falling into the same traps. The automatic payment trap Did you know it … Continue reading Refinancing Traps
Now is the Time to Buy that Vacation Home…
Do you dream about owning a vacation home? If so, there may never be a better time than now! Purchasing a second home is not a decision to be taken lightly, but if it is something you’ve always wanted, the means for making that dream come true are not as difficult as you might think. … Continue reading Now is the Time to Buy that Vacation Home…
The Great Debate: Renting Vs. Owning
Renting vs. Owning is one of the greatest debates consumers face. What are the pros and cons of each? Which option is cheaper? What is better for my current lifestyle? These are some of the questions renters face when trying to decide whether home-ownership is the right choice for them. Contrary to popular belief, renting … Continue reading The Great Debate: Renting Vs. Owning
Steve Kern 