Responsible Credit Card Use Why should we care what you do with your credit cards? As responsible lenders, we want to educate prospective home buyers that may need a little help in the credit department. Why? Responsible credit card use can improve credit scores and assist with a smooth mortgage loan approval process – something that we … Continue reading DO’s & DON’T’s of Credit Card Use
Three Reasons Why You Can’t Get a Home Loan
photo by: Daniel Kulinski source: Flickr.com While there are many pre-cautionary steps one must take in deciding to purchase a home, making sure that you qualify for a home mortgage loan is key. If you have recently applied for a loan but were turned away, you may be wondering why or who’s really to blame? … Continue reading Three Reasons Why You Can’t Get a Home Loan
5 Tips for Establishing Credit
Are you interested in purchasing a home? In order to purchase a home, your lender will need to evaluate your credit history. So what happens if you don’t have a credit history? Assuming you have confirmed your meager credit history with an updated credit report (get a free credit report every 12 months from each … Continue reading 5 Tips for Establishing Credit
Steve Kern 